{"id":470,"date":"2020-08-27T16:45:35","date_gmt":"2020-08-27T19:45:35","guid":{"rendered":"https:\/\/www.vivaseguro.com.br\/site\/?page_id=470"},"modified":"2020-08-30T22:57:46","modified_gmt":"2020-08-31T01:57:46","slug":"financiamentos-e-consorcios","status":"publish","type":"page","link":"https:\/\/www.vivaseguro.com.br\/site\/financiamentos-e-consorcios\/","title":{"rendered":"Financiamentos e cons\u00f3rcios"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Hero&#8221; _builder_version=&#8221;4.5.7&#8243; background_color=&#8221;#003bde&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_start=&#8221;#333333&#8243; background_color_gradient_end=&#8221;rgba(222,22,34,0.54)&#8221; background_color_gradient_direction=&#8221;160deg&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/www.vivaseguro.com.br\/site\/wp-content\/uploads\/2020\/08\/Consorcios.jpg&#8221; min_height=&#8221;558px&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|false&#8221; bottom_divider_style=&#8221;asymmetric3&#8243; bottom_divider_color=&#8221;#ffffff&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.5.7&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.5.7&#8243; custom_padding=&#8221;15%||||false|false&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.5.7&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_font_size=&#8221;40px&#8221; header_line_height=&#8221;1.4em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;600px&#8221; custom_margin=&#8221;||30px|&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; header_font_size_tablet=&#8221;30px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<h1>Financiamento e Cons\u00f3rcios<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.5.7&#8243; text_font=&#8221;Montserrat|300|||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_font_size=&#8221;40px&#8221; header_line_height=&#8221;1.4em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;600px&#8221; custom_margin=&#8221;||30px|&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; header_font_size_tablet=&#8221;30px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221;]<\/p>\n<p>Todos n\u00f3s queremos melhorar nossa condi\u00e7\u00e3o socioecon\u00f4mica, adquirindo bens que tragam mais conforto em nosso dia a dia, ao mesmo tempo em que aumentamos o patrim\u00f4nio.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; 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for=\"quform_13_17_1e326e\">Celular\/Telefone<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-text quform-inner-13_17\"><div class=\"quform-input quform-input-text quform-input-13_17 quform-cf\"><input type=\"text\" id=\"quform_13_17_1e326e\" name=\"quform_13_17\" class=\"quform-field quform-field-text quform-field-13_17\" \/><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-row quform-element-row-13_55 quform-1-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_56\"><div class=\"quform-element quform-element-select quform-element-13_62 quform-cf quform-element-optional\"><div class=\"quform-spacer\"><div class=\"quform-inner quform-inner-select quform-inner-13_62\"><div class=\"quform-input quform-input-select quform-input-13_62 quform-cf\"><select id=\"quform_13_62_1e326e\" name=\"quform_13_62\" class=\"quform-field quform-field-select quform-field-13_62\"><option value=\"\" selected=\"selected\">Tipo<\/option><option value=\"Financiamento\">Financiamento<\/option><option value=\"Cons\u00f3rcios de Im\u00f3veis\">Cons\u00f3rcios de Im\u00f3veis<\/option><option value=\"Cons\u00f3rcios de Carros\">Cons\u00f3rcios de Carros<\/option><\/select><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-row quform-element-row-13_13 quform-1-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_14\"><div class=\"quform-element quform-element-textarea quform-element-13_19 quform-cf quform-labels-inside quform-element-optional\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_19\"><label class=\"quform-label-text\" for=\"quform_13_19_1e326e\">Observa\u00e7\u00e3o<\/label><\/div><div class=\"quform-inner quform-inner-textarea quform-inner-13_19\"><div class=\"quform-input quform-input-textarea quform-input-13_19 quform-cf\"><textarea id=\"quform_13_19_1e326e\" name=\"quform_13_19\" class=\"quform-field quform-field-textarea quform-field-13_19\"><\/textarea><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-captcha quform-element-13_64 quform-cf quform-labels-inside quform-element-required\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_64\"><label class=\"quform-label-text\" for=\"quform_13_64_1e326e\">Por favor, digite os caracteres<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-captcha quform-inner-13_64\"><div class=\"quform-input quform-input-captcha quform-input-13_64 quform-cf\"><input type=\"text\" id=\"quform_13_64_1e326e\" name=\"quform_13_64\" class=\"quform-field quform-field-captcha quform-field-13_64\" \/><\/div><div class=\"quform-captcha quform-cf\"><div class=\"quform-captcha-image quform-captcha-image-13_64\"><img loading=\"lazy\" decoding=\"async\" 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alt=\"CAPTCHA image\" data-element-id=\"64\" width=\"115\" height=\"40\" \/><\/div><\/div><p class=\"quform-description quform-description-below\">Isso nos ajuda a evitar spam, obrigado.<\/p><\/div><\/div><\/div><div class=\"quform-element quform-element-submit quform-element-13_2 quform-cf\"><div class=\"quform-button-submit quform-button-submit-default quform-button-submit-13_2\" data-animation=\"one\"><button name=\"quform_submit\" type=\"submit\" class=\"quform-submit\" value=\"submit\"><span class=\"quform-button-text quform-button-submit-text\">Enviar<\/span><\/button><\/div><div class=\"quform-loading quform-loading-position-left quform-loading-type-spinner-1\"><div class=\"quform-loading-inner\"><div class=\"quform-loading-spinner\"><div class=\"quform-loading-spinner-inner\"><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element-tree\"><label for=\"quform_13_0_1e326e\">Este campo deve ser deixado em branco<\/label><input type=\"text\" id=\"quform_13_0_1e326e\" name=\"quform_13_0\" class=\"quform-field quform-field-tree quform-field-13_0\" tabindex=\"-1\" autocomplete=\"off\" \/><\/div><\/div><\/div><\/div><\/div><\/form><\/div>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.5.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;2px|||||&#8221;][et_pb_row _builder_version=&#8221;4.5.7&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||true|true&#8221; custom_padding=&#8221;0px||0px||true|true&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.5.7&#8243; _module_preset=&#8221;default&#8221;][et_pb_text _builder_version=&#8221;4.5.7&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.9em&#8221; custom_margin=&#8221;0px|0px|0px|0px|true|true&#8221; custom_padding=&#8221;0px|0px|0px|0px|true|true&#8221;]<\/p>\n<div>Sair do aluguel, ter um im\u00f3vel maior ou adquirir aquela casa no campo ou na praia, comprar um carro ou trocar o que se tem por um novo, por exemplo, pode ficar mais poss\u00edvel com o planejamento e um investimento mensal acess\u00edvel que um plano de cons\u00f3rcio oferece.\u00a0<\/div>\n<div>\u00a0<\/div>\n<div>F\u00e1cil de ser contratado, o cons\u00f3rcio n\u00e3o tem juros, apenas taxa de administra\u00e7\u00e3o, e os valores do cr\u00e9dito e da parcela mensal variam de acordo com seu or\u00e7amento. Assim, voc\u00ea saber\u00e1 quanto vai pagar e, quando puder e quiser antecipar o recebimento do capital, poder\u00e1 ofertar o lance. Se ele for vencedor, voc\u00ea recebe o valor contratado e o valor ofertado ser\u00e1 abatido nas parcelas restantes.<\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div>Conhe\u00e7a as modalidades de cons\u00f3rcio:<\/div>\n<div><\/div>\n<div>\u00a0<\/div>\n<ul>\n<li><strong>Im\u00f3vel<span>\u00a0<\/span><\/strong>&#8211; para compra de im\u00f3veis residenciais ou comerciais novos ou usados, reforma ou constru\u00e7\u00e3o. Tamb\u00e9m pode ser utilizado para compra de terreno e para aquisi\u00e7\u00e3o de casa de campo ou de veraneio.<\/li>\n<\/ul>\n<p>Os cr\u00e9ditos variam de R$ 50 mil a R$ 400 mil e o prazo de pagamento \u00e9 de at\u00e9 180 meses, com parcelas a partir de R$ 347,56.<\/p>\n<div>Voc\u00ea tem a possibilidade de somar o valor do cons\u00f3rcio ao saldo do FGTS, conforme as normas do governo. E tamb\u00e9m pode utilizar at\u00e9 30% do cr\u00e9dito do cons\u00f3rcio como lance.\u00a0Os lances podem ser:<\/div>\n<ul>\n<li>Fixo &#8211; at\u00e9 40% do valor do bem e participar do sorteio entre consorciados do seu grupo que ofertaram o mesmo percentual;<\/li>\n<li>Embutido &#8211; at\u00e9 30% do valor do pr\u00f3prio cr\u00e9dito como lance;<\/li>\n<li>Dilu\u00eddo &#8211; ao ser contemplado, voc\u00ea pode reduzir o valor das parcelas e pagar pelo mesmo prazo.\u00a0<\/li>\n<\/ul>\n<ul>\n<li><strong>Autom\u00f3vel<\/strong>&#8211;\u00a0para aquisi\u00e7\u00e3o ou troca de ve\u00edculo, com capitais e prazos que variam de acordo com a pretens\u00e3o do consorciado. Confira:\n<ul>\n<li>Plano Flex &#8211; cr\u00e9dito menor at\u00e9 50 meses;<\/li>\n<li>Plano 72 meses &#8211; cr\u00e9ditos de R$ 58 mil a R$ 114 mil em at\u00e9 72 meses;<\/li>\n<li>Plano Tradicional &#8211; cr\u00e9ditos entre R$ 25 mil e R$ 50 mil em at\u00e9 80 meses.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<div>E como benef\u00edcio, voc\u00ea pode ter descontos em eventos culturais, como pe\u00e7as de teatro, shows, exposi\u00e7\u00f5es e musicais, e em restaurantes.<\/div>\n<div>A realiza\u00e7\u00e3o de seus sonhos requer investimento e quem tem um cons\u00f3rcio sabe que essa conquista \u00e9 quest\u00e3o de tempo. Assim, n\u00e3o perca tempo e solicite uma proposta. Os profissionais de nossa corretora ficar\u00e3o felizes em atend\u00ea-lo(a) e ajud\u00e1-lo(a) a encontrar o produto que precisa. Aguardamos seu contato.\u00a0<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financiamento e Cons\u00f3rciosTodos n\u00f3s queremos melhorar nossa condi\u00e7\u00e3o socioecon\u00f4mica, adquirindo bens que tragam mais conforto em nosso dia a dia, ao mesmo tempo em que aumentamos o patrim\u00f4nio.<div id=\"quform-f5ef87\" class=\"quform quform-13 quform-support-page-caching\"><form id=\"quform-form-f5ef87\" class=\"quform-form quform-form-13\" action=\"\/site\/wp-json\/wp\/v2\/pages\/470#quform-f5ef87\" method=\"post\" enctype=\"multipart\/form-data\" novalidate=\"novalidate\" 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name=\"quform_form_uid\" value=\"f5ef87\" \/><input type=\"hidden\" name=\"quform_count\" value=\"2\" \/><input type=\"hidden\" name=\"form_url\" value=\"https:\/\/www.vivaseguro.com.br\/site\/wp-json\/wp\/v2\/pages\/470\" \/><input type=\"hidden\" name=\"referring_url\" value=\"\" \/><input type=\"hidden\" name=\"post_id\" value=\"\" \/><input type=\"hidden\" name=\"post_title\" value=\"\" \/><input type=\"hidden\" name=\"quform_current_page_id\" value=\"1\" \/><input type=\"hidden\" name=\"quform_csrf_token\" value=\"5A70206TdjnePrqxMGVB5dPFKzUOOBIjnbGGehOS\" \/><div class=\"quform-elements quform-elements-13 quform-cf quform-responsive-elements-phone-landscape\"><div class=\"quform-element quform-element-page quform-page-1 quform-page-13_1 quform-cf quform-group-style-plain quform-first-page quform-last-page quform-current-page\"><div class=\"quform-child-elements\"><div class=\"quform-element quform-element-row quform-element-row-13_41 quform-1-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_42\"><div class=\"quform-element quform-element-text quform-element-13_43 quform-cf quform-labels-inside quform-element-required\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_43\"><label class=\"quform-label-text\" for=\"quform_13_43_f5ef87\">Nome<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-text quform-inner-13_43\"><div class=\"quform-input quform-input-text quform-input-13_43 quform-cf\"><input type=\"text\" id=\"quform_13_43_f5ef87\" name=\"quform_13_43\" class=\"quform-field quform-field-text quform-field-13_43\" \/><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-row quform-element-row-13_3 quform-2-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_4\"><div class=\"quform-element quform-element-email quform-element-13_16 quform-cf quform-labels-inside quform-element-required\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_16\"><label class=\"quform-label-text\" for=\"quform_13_16_f5ef87\">Endere\u00e7o de e-mail<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-email quform-inner-13_16\"><div class=\"quform-input quform-input-email quform-input-13_16 quform-cf\"><input type=\"email\" id=\"quform_13_16_f5ef87\" name=\"quform_13_16\" class=\"quform-field quform-field-email quform-field-13_16\" \/><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-column quform-element-13_5\"><div class=\"quform-element quform-element-text quform-element-13_17 quform-cf quform-labels-inside quform-element-required\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_17\"><label class=\"quform-label-text\" for=\"quform_13_17_f5ef87\">Celular\/Telefone<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-text quform-inner-13_17\"><div class=\"quform-input quform-input-text quform-input-13_17 quform-cf\"><input type=\"text\" id=\"quform_13_17_f5ef87\" name=\"quform_13_17\" class=\"quform-field quform-field-text quform-field-13_17\" \/><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-row quform-element-row-13_55 quform-1-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_56\"><div class=\"quform-element quform-element-select quform-element-13_62 quform-cf quform-element-optional\"><div class=\"quform-spacer\"><div class=\"quform-inner quform-inner-select quform-inner-13_62\"><div class=\"quform-input quform-input-select quform-input-13_62 quform-cf\"><select id=\"quform_13_62_f5ef87\" name=\"quform_13_62\" class=\"quform-field quform-field-select quform-field-13_62\"><option value=\"\" selected=\"selected\">Tipo<\/option><option value=\"Financiamento\">Financiamento<\/option><option value=\"Cons\u00f3rcios de Im\u00f3veis\">Cons\u00f3rcios de Im\u00f3veis<\/option><option value=\"Cons\u00f3rcios de Carros\">Cons\u00f3rcios de Carros<\/option><\/select><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-row quform-element-row-13_13 quform-1-columns quform-element-row-size-fixed quform-responsive-columns-phone-landscape\"><div class=\"quform-element quform-element-column quform-element-13_14\"><div class=\"quform-element quform-element-textarea quform-element-13_19 quform-cf quform-labels-inside quform-element-optional\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_19\"><label class=\"quform-label-text\" for=\"quform_13_19_f5ef87\">Observa\u00e7\u00e3o<\/label><\/div><div class=\"quform-inner quform-inner-textarea quform-inner-13_19\"><div class=\"quform-input quform-input-textarea quform-input-13_19 quform-cf\"><textarea id=\"quform_13_19_f5ef87\" name=\"quform_13_19\" class=\"quform-field quform-field-textarea quform-field-13_19\"><\/textarea><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element quform-element-captcha quform-element-13_64 quform-cf quform-labels-inside quform-element-required\"><div class=\"quform-spacer\"><div class=\"quform-label quform-label-13_64\"><label class=\"quform-label-text\" for=\"quform_13_64_f5ef87\">Por favor, digite os caracteres<span class=\"quform-required\">*<\/span><\/label><\/div><div class=\"quform-inner quform-inner-captcha quform-inner-13_64\"><div class=\"quform-input quform-input-captcha quform-input-13_64 quform-cf\"><input type=\"text\" id=\"quform_13_64_f5ef87\" name=\"quform_13_64\" class=\"quform-field quform-field-captcha quform-field-13_64\" \/><\/div><div class=\"quform-captcha quform-cf\"><div class=\"quform-captcha-image 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alt=\"CAPTCHA image\" data-element-id=\"64\" width=\"115\" height=\"40\" \/><\/div><\/div><p class=\"quform-description quform-description-below\">Isso nos ajuda a evitar spam, obrigado.<\/p><\/div><\/div><\/div><div class=\"quform-element quform-element-submit quform-element-13_2 quform-cf\"><div class=\"quform-button-submit quform-button-submit-default quform-button-submit-13_2\" data-animation=\"one\"><button name=\"quform_submit\" type=\"submit\" class=\"quform-submit\" value=\"submit\"><span class=\"quform-button-text quform-button-submit-text\">Enviar<\/span><\/button><\/div><div class=\"quform-loading quform-loading-position-left quform-loading-type-spinner-1\"><div class=\"quform-loading-inner\"><div class=\"quform-loading-spinner\"><div class=\"quform-loading-spinner-inner\"><\/div><\/div><\/div><\/div><\/div><div class=\"quform-element-tree\"><label for=\"quform_13_0_f5ef87\">Este campo deve ser deixado em branco<\/label><input type=\"text\" id=\"quform_13_0_f5ef87\" name=\"quform_13_0\" class=\"quform-field quform-field-tree quform-field-13_0\" tabindex=\"-1\" autocomplete=\"off\" \/><\/div><\/div><\/div><\/div><\/div><\/form><\/div>Sair do aluguel, ter um im\u00f3vel maior ou adquirir aquela casa no campo ou na praia, comprar um carro ou [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financiamentos e cons\u00f3rcios - Vivaseguro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vivaseguro.com.br\/site\/financiamentos-e-consorcios\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" 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